Standard
Digital account, SEPA, SWIFT and basic cards. Suitable for EU residents with moderate turnover.
€15per month
€25SWIFT
0.65%FX
Fees and charges
Clear pricing with no hidden charges. Standard, Private and Corporate packages — choose a profile for your turnover and service level.
Get a personalised offer
Packages
Three service tiers
Private
No maintenance fee with assets from €500k, priority SWIFT, Metal card and dedicated RM.
€0*per month
€15SWIFT
0.35%FX
Corporate
Treasury, payroll, REST API, virtual IBANs and preferential corridors for turnover from €1M/month.
€49per month
€8SWIFT
APIREST
Maintenance
Monthly packages
Comparison of key fees by package — transfers, FX and crypto.
| Service | Standard | Private | Corporate |
|---|---|---|---|
| Account maintenance (EUR) | €15 | €0* | €49 |
| SEPA incoming | €0 | €0 | €0 |
| SEPA outgoing | €0 | €0 | €0 |
| SWIFT outgoing | €25 | €15 | €8 |
| FX spread (majors) | 0.65% | 0.35% | 0.15% |
| Crypto on-ramp | 0.45% | 0.25% | 0.15% |
| Crypto off-ramp | 0.45% | 0.25% | 0.15% |
| Travel rule / screening | Included | Included | Included |
| Metal card | — | €0 issuance | — |
| REST API | — | — | Included |
* Private — with total assets from €500,000 or by relationship manager invitation. SWIFT OUR/SHA/BEN at choice; correspondent fees may apply separately.
Cards
Card fees
Visa / Mastercard — virtual and premium plastic cards.
Withdrawal and purchase limits are configurable in the app. Learn more on the Bank cards page.
-
ATM EU
€0 for Private, €2 for Standard. Partner network — no bank fee.
-
ATM outside EU
1% of amount + €2. Conversion rate — Visa/Mastercard + 0.5% bank spread.
-
Virtual card
€0 issuance, unlimited for Corporate via API.
Fee table
| ATM withdrawal (EU) | €0 Private · €2 Standard |
|---|---|
| ATM withdrawal (outside EU) | 1% + €2 |
| Virtual card | €0 |
| Plastic replacement | €15 / €0 Private |
| Chargeback | €25 (if rejected) |
Deposits
Interest rates
Fixed-term EUR deposits — interest capitalisation, early termination by agreement.
Minimum amount — €10,000. Rates fixed on deposit opening date. For Private — +0.15 pp to public rates.
Deposits insured under the EU scheme up to €100,000 per depositor. The bank does not provide tax advice.
Enterprise
Custom terms
For turnover above €5M/month and corporate groups — commercial proposal within 48 hours.
SWIFT reduction
From €5 per payment on priority EU→UK, EU→US corridors with volume from 500 MT/month.
FX desk
Custom spread on majors and exotics, forwards and NDF on treasury request.
SLA
Dedicated RM, priority onboarding and custom API / crypto limits.
Need a custom tariff?
For turnover above €5M/month we will prepare a commercial proposal.