Private banking
Multi-currency accounts, investment products, personal manager and premium cards.
Learn more
Luxembourg licence · EU
Crypto payments
Digital bank
for capital and crypto
Circle Banking is a modern bank in Luxembourg: accounts, cards, international transfers and digital asset custody in one ecosystem.
24/7
Digital bank
50+
Currencies & assets
EU
Jurisdiction
+ €124,500Client portfolio
BTC → EURConversion 0.2%
Products
Banking solutions for your goals
From personal wealth management to corporate treasury and crypto infrastructure.
Corporate clients
Current accounts, payroll, FX, trade finance and API for fintech companies.
Learn moreCryptocurrency
Custody, payments, on/off-ramp and compliance reporting within the EU.
Learn moreInternational payments
SWIFT, SEPA Instant, TARGET2 and crypto settlements with transparent fees.
Learn moreBank cards
Visa and Mastercard: metal, premium, virtual — instant issuance in the app.
Learn moreDigital bank
Web banking and mobile app: transfers, analytics, push notifications and biometrics.
Learn moreTransparent pricing across Standard, Private and Corporate — see Fees.
Crypto ecosystem
Fiat and digital assets — seamlessly connected
Cryptocurrency is built into core banking — not a separate side app.
Circle Banking is one of few Luxembourg banks with institutional custody, B2B payments and on/off-ramp in a single dashboard.
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Institutional custody
Cold storage, multi-signature, insurance and independent audit.
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B2B crypto payments
Settlements with counterparties in BTC, ETH, USDT, USDC with travel rule.
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On/off-ramp
Top-up and withdrawal between IBAN and wallet in minutes.
Reliability
Numbers our clients trust
Institutional standards and client base growth since 2019.
2019
Founded
12K+
Active clients
€2.4B
Assets under management
40+
Client countries
Luxembourg
European jurisdiction for global capital
Headquarters in Luxembourg — a full EU member state.
EU regulation, SEPA access and a transparent legal environment for international structures and family offices.
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EU passport
Provision of services in the EEA upon notification to the Luxembourg regulator.
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Legal framework
English law in contracts, EU applicable law.
Getting started
From application to account — 4 steps
No branch visit required: everything online, in Russian and English.
Application
Complete the form — private or corporate account.
KYC
Verification via video or document upload.
Activation
IBAN, cards and crypto custody on the same day.
Banking
Web and mobile app 24/7.
Open an account in minutes
Online application, digital KYC and a personal manager after approval.